Follow the Money [...?]

July 9, 2017

I came across these documents several months ago, and have struggled with whether or not to post them. On the one hand, I recognize their existence could be a total coincidence.  Frankly I have no evidence to suggest otherwise. On the other hand, I believe there is a reasonable amount of [at least circumstantial] evidence suggesting that Corporal McKay was headed to Maura's accident scene at 7:28 PM on Feb 9th. Furthermore, given that he was not accounted for during the several hours following the crash, I can't help but consider him a potential person of interest in her disappearance.  

 

Here goes. On February 12, 2004, McKay took out a second mortgage in the amount of $63,000 on a house he had owned for 8 years (Fig. 1). About a month later, he took out an additional line of credit against the house for $9500 (Fig. 2).  To be clear, while the mortgage document was filed 2/12/04,  he appears to have signed it on 2/6/04.  So unless we want to assume he was clever enough to backdate it somehow, it is probably a coincidence.  

 

Fig. 1

       

Fig. 2

 That said, it is still unclear what he intended to use the combined $72,500 for.  Of course this was the pre-TARP era of no-doc loans, when banks couldn't hand out mortgages fast enough. However the interest rate in February of 2004 was about average for both the two year and ten year time period. For the record, I did reach out to his family to ask if they were able to shed light on what he may have used the loan(s) for. While they were incredibly gracious, and kinder to me than I ever would have expected, they ultimately chose not to comment. 

 

In short, I chose to post because these are public documents and because there is a chance, however small, that the timing of McKay's loans could have something to do with Maura's disappearance.  Having said that, I think it's also important to take this information with a grain of salt.

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